OnePay Card

OnePay CashRewards Card

Earn unlimited 5% cash back at Walmart as a Walmart+ member¹

3% cash back at Walmart for everyone else.¹ Plus, 1.5% cash back on all other purchases.¹ Zero annual fee.³

Welcome bonus: get $35 cash back when you open a OnePay Card & spend $75+ within 30 days.²

*See below for details

See if you pre-qualify with no risk to your credit score.
Welcome bonus: $35 cash back!
When you spend $75+ within 30 days²

OnePay Walmart Spend Card

Credit with no annual fee.³ Designed for everyday shopping at Walmart.

If you do not qualify for a OnePay CashRewards Card, you will be considered for a OnePay Walmart Spend Card, which does not have a standard cash back program.

How to earn cash back

Shop. Earn. Redeem cash back.

Shop

Shop at Walmart with your OnePay CashRewards Card or anywhere Mastercard is accepted

Earn

Earn OnePay points on your purchases

Redeem

Redeem for cash or statement credit into a OnePay Cash Account⁴
See if you pre-qualify
with no risk to your credit score.

Cardholder benefits with OnePay

OnePay Credit FAQ

Will seeing if I pre-qualify impact my credit score?

Where can I use my OnePay CashRewards Card?

How do I earn my welcome bonus?

What is the OnePay Walmart Spend Card?

What is Walmart+?

OnePay

OnePay Cash

Debit rewards, early pay,⁵ high-yield Savings.