OnePay Card
OnePay CashRewards Card
Earn unlimited 5% cash back at Walmart as a Walmart+ member¹
3% cash back at Walmart for everyone else.¹ Plus, 1.5% cash back on all other purchases.¹ Zero annual fee.³
Welcome bonus: get $35 cash back when you open a OnePay Card & spend $75+ within 30 days.²
*See below for details
See if you pre-qualify with no risk to your credit score.
Welcome bonus: $35 cash back!

OnePay Walmart Spend Card
Credit with no annual fee.³ Designed for everyday shopping at Walmart.
If you do not qualify for a OnePay CashRewards Card, you will be considered for a OnePay Walmart Spend Card, which does not have a standard cash back program.
How to earn cash back

Shop
Shop at Walmart with your OnePay CashRewards Card or anywhere Mastercard is accepted
Earn
Earn OnePay points on your purchases
Redeem
Redeem for cash or statement credit into a OnePay Cash Account⁴
See if you pre-qualify
Cardholder benefits with OnePay



